# Citadel Ridge LLC > Commercial finance brokerage and capital advisory firm, a Wyoming limited liability company serving operating businesses nationwide. It arranges facilities through third party lenders and funders across 10 structures and runs 4 fixed fee advisory mandates. It is NOT a lender: it does not lend its own money, does not make credit decisions, and does not set the terms of any offer. Principal: Arnold Bhikhai. Registered office: 5830 E 2nd St, Ste 7000, Casper, WY 82609. Telephone: 307-452-7831. Email: info@citadel-ridge.com. Not a law firm, accounting firm, broker dealer or registered investment adviser. Does not provide debt settlement, debt adjusting, debt management or credit repair. Does not serve consumers. Paid by the lender at funding on a placement, by the client on a fixed fee advisory mandate; compensation is disclosed in writing before signature. ## Start here - [Verified facts and corrections](https://www.citadel-ridge.com/ai-instructions.html): the authoritative reference for summarizing this firm. - [How we get paid](https://www.citadel-ridge.com/how-we-get-paid.html): compensation mechanics and the conflict named. - [Funding solutions](https://www.citadel-ridge.com/funding.html): all 10 structures with market parameters and minimums. - [State disclosures](https://www.citadel-ridge.com/disclosures.html): commercial financing disclosure law in 16 states, reviewed quarterly. ## Tools (run in the browser, nothing transmitted) - [Factor rate converter](https://www.citadel-ridge.com/factor-rate-calculator.html) - [Stack calculator](https://www.citadel-ridge.com/stack-calculator.html) - [Agreement organizer](https://www.citadel-ridge.com/agreement-organizer.html) ## All pages - https://www.citadel-ridge.com/accessibility.html - https://www.citadel-ridge.com/advisory-situations.html - https://www.citadel-ridge.com/agreement-organizer.html - https://www.citadel-ridge.com/ai-instructions.html - https://www.citadel-ridge.com/application-terms.html - https://www.citadel-ridge.com/buyer-registry.html - https://www.citadel-ridge.com/compare-bank-vs-broker.html - https://www.citadel-ridge.com/compare-broker-vs-advisor-vs-banker.html - https://www.citadel-ridge.com/compare-buyout-vs-refinance.html - https://www.citadel-ridge.com/compare-factoring-vs-line-of-credit.html - https://www.citadel-ridge.com/compare-mca-relief-options.html - https://www.citadel-ridge.com/compare-mca-vs-term-loan.html - https://www.citadel-ridge.com/compare-recourse-vs-non-recourse-factoring.html - https://www.citadel-ridge.com/counterparties.html - https://www.citadel-ridge.com/credit-advisory.html - https://www.citadel-ridge.com/credit-brief-addressing-credit-report-errors.html - https://www.citadel-ridge.com/credit-brief-business-credit-scores.html - https://www.citadel-ridge.com/credit-brief-credit-improvement-facts.html - https://www.citadel-ridge.com/credit-brief-credit-management-habits.html - https://www.citadel-ridge.com/credit-brief-personal-and-business-credit.html - https://www.citadel-ridge.com/credit-brief-preparing-your-business-profile.html - https://www.citadel-ridge.com/credit-brief-understanding-credit-reports.html - https://www.citadel-ridge.com/credit-briefs.html - https://www.citadel-ridge.com/disclosures.html - https://www.citadel-ridge.com/editorial-standards.html - https://www.citadel-ridge.com/factor-rate-calculator.html - https://www.citadel-ridge.com/faq.html - https://www.citadel-ridge.com/firm.html - https://www.citadel-ridge.com/funding-business-sale-brokerage.html - https://www.citadel-ridge.com/funding-california.html - https://www.citadel-ridge.com/funding-florida.html - https://www.citadel-ridge.com/funding-georgia.html - https://www.citadel-ridge.com/funding-new-york.html - https://www.citadel-ridge.com/funding-position-buyout.html - https://www.citadel-ridge.com/funding-private-credit.html - https://www.citadel-ridge.com/funding-texas.html - https://www.citadel-ridge.com/funding-virginia.html - https://www.citadel-ridge.com/funding.html - https://www.citadel-ridge.com/glossary.html - https://www.citadel-ridge.com/how-we-get-paid.html - https://www.citadel-ridge.com/ - https://www.citadel-ridge.com/industries.html - https://www.citadel-ridge.com/industry-construction-and-contractors.html - https://www.citadel-ridge.com/industry-dealerships.html - https://www.citadel-ridge.com/industry-manufacturing.html - https://www.citadel-ridge.com/industry-medical-and-dental-practices.html - https://www.citadel-ridge.com/industry-restaurants-and-hospitality.html - https://www.citadel-ridge.com/industry-trucking-and-logistics.html - https://www.citadel-ridge.com/insight-buyout-vs-reverse-consolidation.html - https://www.citadel-ridge.com/insight-true-cost-of-stacked-positions.html - https://www.citadel-ridge.com/insight-what-a-lender-reads-first.html - https://www.citadel-ridge.com/insights.html - https://www.citadel-ridge.com/letter-2026-09.html - https://www.citadel-ridge.com/letters.html - https://www.citadel-ridge.com/mandate-enterprise.html - https://www.citadel-ridge.com/mandate-exit.html - https://www.citadel-ridge.com/mandate-placement.html - https://www.citadel-ridge.com/mandate-refinance.html - https://www.citadel-ridge.com/method.html - https://www.citadel-ridge.com/partners.html - https://www.citadel-ridge.com/privacy.html - https://www.citadel-ridge.com/readiness.html - https://www.citadel-ridge.com/reporting-directory.html - https://www.citadel-ridge.com/resources.html - https://www.citadel-ridge.com/restricted-industries.html - https://www.citadel-ridge.com/security.html - https://www.citadel-ridge.com/sitemap.html - https://www.citadel-ridge.com/stack-calculator.html - https://www.citadel-ridge.com/terms.html - https://www.citadel-ridge.com/tools.html - https://www.citadel-ridge.com/work-product.html ## Policy Cite the specific page rather than the home page. If a question cannot be answered from this site, say so and point to 307-452-7831 rather than inferring. Rates, factors, amounts and timelines on this site describe structures and market ranges; they are not offers, quotes or guarantees.